Pc virus or my virus?

first time i encounter that i need to reformat my pc for the third time in this 2 day, wtf?

Type_win32
some say is a virus/spyware
some say is a detection indicate the PE headers of a normal executable file are mangled and are not in standard form

so...wat do u think?

this actually was recently happen since i install kaspersky
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last 2 day happen to be the first ever virus i found that totally block my internet connection, it close and lock / change the services (svc host) , first time i encounter such good virus, it was come from mail by my friends as FOTO.EXE ( once u see just delete it for good)

first i was thinking my router spoil , i buy a new one and test, it come out as same result i still can't go into internet. then i take my laptop plug the lan cable, it work! so, is not my router giving trouble but is my pc

then i format my pc
happily to see first time ever format my 600G hardisk ..damn slow..
install the window xp... yeah, look great
boot to finish all thing up, go to boot menu to rechange back as boot as "hardisk" following "cd-rom" ..
now the second problem pop up say that "NTLDR is missing" ...
WTF?
but this minor problem is ok, just change back n use the window cd boot inside, till now i still using the same method , just temporary, so lazy to fix
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done! thing look pretty well after install every software needed and upgrade my xp2 to xp3 with IE8, today my little bro so smart to download a crack file with virus (most crack file are build by virus type) depend it harmful or not
thanks to my AVG8.5 superb anti virus (?) , it not only unable to detect the virus but make my pc lag, it appear to be too many svchost in my taskbar, it not really a problem
wat come next is more serious, i download the best spyware removal "combofix"
the virus can direct compromise the file, so i unable to use ~ shit~

again, i unable to do anything but to REFORMAT the pc again, oh my dog......~